Consumer loans at fixed 6% ARP

Plata is an online sharing-economy platform, where regular people loan money directly to each other, at a fixed interests rate, with no establishing fees, and with no monthly fees

Together, we help each other

We can help each other by re-financing expensive consumer loans and overdraft facilities - realizing our dreams at a fair interest rate

Together, we create growth

We can reduce our monthly costs on re-payments, and we can earn money on our savings, that have low (or no) interests rate

Together, without the banks

Stop using banks, quick loans, and stop expensive consumer loans, by loaning or creating your loans on Plata - Make your money work for you

Sign up

Plata will initially only be available for the Danish market - in time, for all of EU

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  View Danish version of the website

This is how it works

Plata will be registered as an account information service with an EU PSD2 AISP license from FSA.

We are not a bank or a payment gateway. The money lent out on Plata will never go through Plata. The platform is an intermediate between private people loaning money to each other.


ID-check and credit-evaluation when you register

Plata will validate your identity and your credit evaluation. We ensure that a person lending out money has the funds, and that person loaning money is capable of return-payments.

Creating your profile on Plata is an administrative kr. 29,- one-off fee.


Create or search for loans that match your needs

The annual interest rate is locked at 6% for the loan-taker. All administrative fees are paid by the person loaning out the money.

Plata ensues that monthly return-payments match your budget-capabilities.


Sign the legal loan agreements

Plata facilitates a professional contract that both parties sign. A legal agreement is thereby signed that ensures payment and re-payments between the two parties.


Pay-out and monthly re-payments

Transfer of money is executed manually between the two parties, by submitting money to each other's bank accounts. Transfers must be performed on dates, with amounts, and with a unique bank-statement-code defined on Plata.


Plata monitors payments

Plata monitors that payments are performed as agreed. If not, Plata will notify both parties. In worst-case scenarios, Plata will administrate professional depth collection.

Facts about consumer loans in Danmark (2017)

Statistics obtained from the Danmarks Nationalbank


# of consumer loans


Value of these loans


Available savings *


Savings tnterest rate *


Applications approved

* on accounts without limitations (average)

About us

Plata is the first online platform in Denmark that offers direct peer-2-peer loans.

Plata is established by people with many years of professional experience from IT and the financial sector. We are at the forefront of technology and use the latest EU legislation in this area.


Plata is looking for a show-down with the established financial sector, where we think too large percentages and fees are taken - thus holding back the free market economy. On this basis, we believe that we support UN SDG (United Nations Sustainable Development Goals), Goal 8 and Goal 10. Click on the image above to read more about these goals.

Our platform is not fully developed, and we are not yet approved by the Danish Financial Supervisory Authority - You will not be able to borrow money through Plata until this happens.

Best Regards,

Rasmus Camborda Meilvang
Adm. Director

Cookie and Privacy Policy


When you visit our website, we collect information about you that is used to personalize and improve our content and to increase the value of the ads that appear on the page. If you do not want the information to be collected, you should delete your cookies (see instructions for deleting cookies below) and refrain from further use of the website. Below we have elaborated on what information is collected, their purpose and which third parties have access to it.


The website uses "cookies", which is a text file that is stored on your computer, mobile or other. Cookies might also be used for recognizing you, remembering settings, performing statistics, and targeting ads. Cookies cannot contain malicious codes such as a virus.

It is possible to delete or block cookies. See the instructions here.

If you delete or block cookies, ads may become less relevant to you and appear more frequently. You may also run the risk that the website is not working optimally and that there is content that you cannot access.

The site currently contains the following cookies (the list is constantly updated):

  • Google Analytics - Read about Google privacy here



Personal information is any kind of information that may be attributed to you to some extent. When you use our website we collect and process such information. This data is for example used for access to content, if you sign up for our newsletter, participate in competitions or surveys, register as a user or subscriber, use other services, or make purchases via the website.

We typically collect and process the following types of information: A unique ID and technical information about your computer, tablet or mobile phone, your IP number, geographic location, and which pages you click on (interests). To the extent that you explicitly consent to this and enter the information yourself, you will also be processed: Name, telephone number, e-mail, address, and payment information. This will typically be associated with login creation or purchase. This is common practice that you also know from other websites.


We take security very seriously and have taken strong technical and organizational measures to prevent your information from being accidentally or illegally deleted, published, lost, impaired, or come to the attention of unauthorized persons, abused or otherwise treated in violation of the law.


The information is used to identify you as a user and show you the ads that are most likely to be relevant to you, to record your purchases and payments, and to provide the services you have requested, such as to submit a newsletter. In addition, we use the information to optimize our services and content.

Period of storage

The information is stored for the period allowed by law and we delete it when it is no longer needed. The period depends on the nature of the information and the type of storage. Therefore, it is not possible to specify a general time frame for when information is deleted. Please contact us if you no longer wish your information stored with Plata.

Disclosure of information

Data about your use of the website, what ads you receive and possibly click, geographic location, gender, and age segment, etc. can be disclosed to third parties to the extent that this information is known. You can see which third parties are in the "Cookies" section above. The information is used to target advertising.

We also use some third parties to store and process data. These process information solely on our behalf and may not use it for their own purposes.

Disclosure of personal information such as name and email etc. will only happen if you consent to it. We only use data processors in the EU or in countries that can provide your information with adequate protection.

Insights and complaints

You have the right to be told what personal information we process about you. You may also object at any time to the use of information. You can also revoke your consent to processing information about you. If the information processed about you is incorrect, you have the right to have it corrected or deleted. Please contact If you want to complain about our processing of your personal data, you also have the opportunity to contact Datatilsynet.


The Website is owned and published by:

Rasmus Camborda Meilvang
Applebys Pl. 7
1411 København